What you can barely influence
A changing business environment
- new laws, rules and regulations,
- rising taxes, levies and fees,
- inflation and rising operating costs,
- administrative burden and economic uncertainty.
Want to increase performance, profitability
and gain a decisive edge over your competitors?
Take advantage of an opportunity that combines an innovative payment system, a new way to motivate employees, marketing built on positive customer experience
and protection of your company's capital.
- Minimal investment
- No major changes required
- Safe pilot project
The question that matters
How do you make sure customers spend their money with you, not your competitors?
Gaining a decisive edge is becoming harder every year. Costs are rising, competitors keep bringing new strategies, and customers have ever more choices for where to spend their money.
What you can influence
Why a customer chooses you
- the quality of service and your employees' attitude,
- a reason for the customer to return,
- value they won't find with the competition,
- a positive experience they'll share with others.
The traditional path
Ever-rising costs of acquiring customers
Companies mostly try to capture attention through advertising, analytics, new projects, loyalty programs and attractive discounts.
These tools can work, but they often require large, recurring investment. Advertising stops working the moment you stop paying for it. Price promotions and discounts reduce margins, and the customer can still leave for the competition the moment a better offer comes along.
01Paid advertisingrecurring costs⚠
02Analytics & projectstime and high investment⚠
03Discounts & promotionslower margins⚠
04Price competitionweaker loyalty⚠
We bring solutions that make sense
A partnership that complements what already works for you
We don't just bring another standalone product. We bring a connected system of cooperation that can open new possibilities for your business with minimal investment and no need for extensive changes.
01
A new way to motivate and reward
Benefit Gold lets you reward employees based on performance, attitude and the value they bring to customers. Recognition and loyalty can be turned into long-term value in the form of grams of investment gold.
- a reward for outstanding performance,
- encouragement of a helpful, professional attitude,
- motivation for top performers who inspire the rest of the team.
02
An innovative payment system
InGOLD PAY® brings a modern, complementary payment option and a new way to stand out from the competition and reach an existing community of users.
- modern digital payments,
- new business opportunities,
- practical integration with Benefit Gold.
03
Marketing built on referrals
The most trustworthy advertising for your business comes from a satisfied customer. A positive experience naturally gets passed on to family, colleagues and friends.
- higher trust than conventional advertising,
- encouragement of repeat purchases,
- long-term reputation building.
04
Partnership cooperation
We combine employee motivation, customer satisfaction, modern payments and referral marketing into one practical concept.
- a setup tailored to your business,
- expert support during implementation,
- the option to expand gradually.
05
A gold-backed business account
iiplan MAX® is a modern business account that combines corporate asset management with the InGOLD PAY® payment system. It allows business owners to efficiently hold part of their working capital and financial reserves in the form of gold, helping protect their value against inflation and currency devaluation. The account holder can flexibly manage their assets — transferring them to other accounts in grams of gold, or drawing on them as cash whenever needed. The system includes InGOLD PAY®, which enables instant online payments in grams of gold between users. Business owners can accept payments from customers and business partners through a mobile app, with every transaction handled simply, securely and online.
The decisive difference
Your competitive edge is often decided by your managers and employees
Customers don't perceive a company only through its advertising, product range or discounts. Increasingly, what matters most is the behaviour of the employees they actually interact with.
1Motivated employeewillingness and personal commitment
→
2Better experiencehigher-quality service
→
3Satisfied customerreturn visits and referrals
→
4Competitive edgeperformance and profitability
→
5How does Benefit Gold work?We'll prepare terms tailored to you
A safe first step
Start with a pilot project, without unnecessary risk
You don't need to change your whole company or invest in a large project right away. First you test the solution in practice, and only then — based on the results — decide whether and to what extent to continue.
"First you safely test the solution. Then you can expand it based on real results."
Almost nothing
needs to change in your business.
You don't have to replace processes that already work well in your company. You can keep your sales approach, payment options, technology, reward system and existing loyalty program.
All you need is to add one new element that can increase employee motivation, improve customer experience and bring new business opportunities.
Get to know the solution in detail
The most important questions and answers
A brief overview of the company, gold, business and personal accounts, the payment system, and how the Gold Motivational Benefit works in practice.
28+years on the market
125,000+clients
1,000+partners with iiplan MAX®
400+locations with InGOLD PAY®
Solid foundations
Traditional value combined with modern technology
IBIS InGold connects physical investment gold, online management of weight accounts, and payments in grams of gold. Partnerships with PAMP SA and The Royal Mint complement the iiplan® and InGOLD PAY® technology solutions. The company went through a demanding certification process at the Swiss PAMP® refinery and became its official distributor. As one of the few companies on the European market, it received a license from the refinery for online sales, for sales to end customers, and for sales to wholesale partners.
- physical investment bars and coins,
- 24/7 online access to accounts,
- option to sell or withdraw physical metal according to product terms,
- solutions for individuals, businesses and employee benefits.
01Who is IBIS InGold?
IBIS InGold a.s. has operated in IT technology and precious metals since 1998. It offers one-off and regular purchases, primarily of gold, online account management, and its own InGOLD PAY® payment system. According to company data, it operates in several European markets and serves more than 125,000 clients.
02Why a benefit in the form of gold?
A regular cash bonus often blends into everyday expenses. With the Gold Motivational Benefit, the reward is credited in grams of gold and can gradually become part of the employee's personal reserve.
The company can link the benefit to performance, quality of work, attendance, goal achievement or an exceptional contribution. The employer decides the amount, frequency, rules and the group of eligible employees.
03Why gold specifically?
Gold is rare, its supply is naturally limited, and it has been used as a store of value for thousands of years. Investors mainly use it to diversify their assets and as one way to help mitigate the effects of inflation and economic uncertainty.
However, the price of gold can change and can also fall. Gold therefore cannot be presented as a guaranteed return or a risk-free investment.
04What is iiplan MAX®?
iiplan MAX® is a corporate weight account designed for entrepreneurs and companies. It allows a one-off or gradual purchase of the corresponding amount of investment gold, online management, transferring grams between supported accounts, and — under the product terms — selling the gold or exchanging it for a specific bar or coin.
The InGOLD PAY® system is linked to iiplan MAX®, and grams of gold can be credited online from the account to employees as part of Benefit Gold.
05What is iiplan GOLD®?
iiplan GOLD® is a personal weight account for building wealth, either as a one-off or on a regular basis, in the form of investment gold. With every payment, the client buys the corresponding amount of gold and manages their account online.
Under the product terms, the client can sell the grams, transfer them to another supported account, or exchange them for a specific investment bar or coin.
06What is InGOLD PAY®?
InGOLD PAY® is a payment system that enables online transfers and payments directly in grams of gold. It is available through a mobile app and, according to the operator, also supports QR and NFC payments.
It allows companies to accept payments from customers and users to make transfers 24/7. Every transferred gram is backed by gold recorded on the relevant weight account.
07How does Benefit Gold work in practice?
The company first defines the target group, the rules and the amount of the reward. Once the set criteria are met, it can credit the employee's account online from iiplan MAX® with a precise amount of gold in grams. The system can work with very small amounts — down to 0.000001 grams.
08What stays in the employer's hands?
The employer decides who receives the benefit, for what results, in what amount, and how often. The benefit can be limited to a selected group of key or top-performing employees and can complement an existing reward system.
09Can you start with a pilot project?
Yes. The solution can first be tested in a single location, department, or with a selected group of employees over a set period. This way, the company gains practical experience before deciding on any further expansion.
This information is general and for informational purposes only and does not constitute investment, tax, accounting or legal advice. The price of gold may rise as well as fall. The specific setup of the benefit should be assessed against current legislation, internal company rules and applicable product terms.
What's been written about IBIS InGold
A selection of articles from Slovak and Czech media
Interviews, expert perspectives and media articles about investing in physical gold and the activities of IBIS InGold.
Gold is back in the spotlight for high-net-worth investors, Slovak expectations at a four-year high
Rising debt in developed economies, geopolitical tension, and controversial populist leaders departing from free-market principles are changing how investors think about portfolio diversification. For larger portfolios, gold is increasingly seen as a safe haven rather than a substitute for growth investments.
Read the article ↗Thanks to IBIS InGold's digital options, anyone can invest in gold today
The article looks at the accessibility of regular investing, digital account management, and the option to own investment gold starting from lower monthly amounts.
Read the article ↗Libor Kochrda: How to invest in gold?
An interview about the role of precious metals in a portfolio, a long-term horizon, and ways to gradually build wealth in gold.
Read the interview ↗Gold only makes sense if you hold it yourself
A continuation of the interview about the difference between physical gold and financial instruments tied to its price.
Read the interview ↗Investing in gold, truly for everyone
A PR article presenting the gradual purchase of precious metals, investment bars and coins, and the model of regular investing through iiplan.
Read the article ↗Investing in gold is a long-term decision and its price can fluctuate. Before deciding, it is advisable to consider your investment horizon, fees, purchase and buy-back terms, and appropriate overall asset allocation.
Decide at the right time
Take advantage of our offer before your competitors do
Before further discounts, shrinking margins and rising advertising and marketing costs reduce your business's profitability.
Increase performanceImprove experienceEncourage return visitsGain the edge
RegionBratislava & Banská Bystrica
Miroslav Tancoš0911 974 666
Ing. Ján Mazán0944 664 133
Emailinfo@zlato.biz
Contractual partner IBIS InGold a.s.:
Kopčianska 10, 851 01 Bratislava
Jiráskova 908, Moravské Budějovice
Jiráskova 908, Moravské Budějovice